Monday, September 2, 2013

Who provides Medicare Supplemental insurance?

who provides Medicare Supplemental insurance?

Medicare Supplemental insurance is provided by private insurance companies such as
Anthem

Humana
aetna
Mutual of Omaha


 United Healthcare Medicare Solutions


AARP,
http://www.aarp.org/
https://www.golong.com/medicare-insurance/medicare-information-guide.html?WT.srch=1&WT.mc_id=9RF&utm_source=bing&utm_medium=cpc&utm_campaign=golong&utm_content=1280159721&utm_term=medicare%20supplement

BlueCross BlueShield,
http://www.medicare-anthem.com/

Globe Life,
http://www.globecaremedsupp.com/?CBARFH=globecaremedsupp.com&CBARFR=

Humana,
http://www.humana-medicare.com/
https://www.humana.com/medicare/products-and-services/supplement/

Mutual of Omaha,
http://www.mutualmedicare.com/collab/?exp=a&utm_expid=72704650-28.O_0RcTpjQsezepY-bGu3bw.1&cn=united&utm_source=MSN&utm_medium=cpc&utm_campaign=Med%2BSupp&utm_referrer=http%3A%2F%2Fsearch.yahoo.com%2Fsearch%3Ffr%3Dmcsaoffblock%26p%3DMutual%20of%20Omaha%2C

Transamerica Life,
https://www.transamericaaffinity.com/default.aspx
http://www.medicaremall.com/medigap-policy-providers/transamerica-life-insurance-company/

United American,

 http://www2.unitedamerican.com/

http://www2.unitedamerican.com/resources-and-support/customer-service.aspx

http://www.uageneralagency.com/Default.aspx

UnitedHealthcare
http://www.individualhealthquotes.com/zip/united-health.jsp?link_id=1195&lst=bw


Aetna Medicare Supplement Plans




http://www.aetnamedicare.com/plans/aetna_medicare_plans.jsp


      
Remember from above that Medigap insurance companies can sell you only a “standardized” Medigap policy. All Medigap policies must have specific benefits so you can compare them easily on the basis of price.

Protect your Retirement Savings from Expenses that Medicare Does Not Pay

  • Deductibles
  • Co-payments
  • Outpatient Hospital Services
  • Physician’s Costs
Persons Turning 65 or Replacing Existing Coverage
  • Guaranteed Acceptance
  • No Waiting Periods
Your acceptance for a Medicare supplement policy is guaranteed with no waiting periods, regardless of preexisting conditions when purchased during the six-month open enrollment period for persons turning age 65.
Also, if you are already 65 and plan on replacing an existing Medicare supplement policy, all waiting periods will be waived.

Medicare Supplement insurance plans help cover some of the costs not covered by Medicare Parts A and B, such as deductibles and coinsurance, so you have more predictable costs. You can keep the same doctors, you are still in the Medicare program, and you have all of your Medicare rights and protections. It should be noted that Medicare Supplement insurance plans are not managed care.


Basic Benefits of Medicare Supplement Insurance plans

In most states*, policies are standardized into plans labeled A through N. All policies cover basic benefits, but each has additional benefits that vary by plan.** Medicare Supplement insurance plans A through G provide benefits at higher premiums with limited out-of-pocket costs. Plans K through N are cost-sharing plans offering similar benefits at lower premiums with greater out-of-pocket costs. Some companies may offer additional innovative benefits.

 http://www.selectquotesenior.com/landing-page/?phn=877-874-8136&c=192&utm_medium=cpc&utm_source=adcenter&utm_campaign=Medicare&utm_term=medical%20supplement%20insurance&%20utm_term=medical%20supplement%20insurance&utm_content=hrqlcZJq|pcrid|969814130|pkw|medical%20supplement%20insurance|pmt|p&jadid=969814130&jk=transamerica%20life%20medical%20supplement%20insurance&jkId=mc:a8a8ae4cd3e9f1d37013e9fb2a8df1493:i28096004766:tp_bp&js=3&jsid=34736&jt=1

Anthem
UnitedHealthcare Medicare Solutions
Humana
aetna
Mutual of Omaha
 
 
 
Senior Dental, Senior Vision, and Senior Hearing Plans: These plans help eliminate the large out-of-pocket costs often associated with visits to the dentist, optometrist, ophthalmologist, or audiologist. Our senior dental plans are individually catered to your primary dental health concerns and budget. Our senior vision plans provide for regularly scheduled eye exams and help cover costs of corrective eyewear. Our senior hearing plans, meanwhile, help pay costs Medicare won’t touch, including costs associated with hearing exams and hearing aids.
 
http://www.medicaremall.com/ci/quotes/index/92648

http://www.medicare.gov/

There are two main kinds of personal health plans: managed care and traditional indemnity coverage:
  • Managed care health insurance. This type of health insurance covers medical services from a specific network of doctors, hospitals and other health care providers. Common managed care plans include HMO (Health Maintenance Organization) plans, PPO (Preferred Provider Organization) plans and POS (Point of Service) health plans. With managed care plans, some insured can also open Health Savings Accounts (HSA) to save money tax-free for medical bills.
  • Traditional indemnity coverage. Before managed care plans were created, traditional indemnity health insurance was the most common form of coverage. This type of health insurance covers medical care based on service rather than health care provider.

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